A few years ago, getting a UAE residency visa through Dubai property almost automatically meant a serious budget. Now there are noticeably more options.
The biggest change is for regular property owners. The Dubai Land Department (DLD) now offers a two-year Taskeen investor residence visa, and for individually owned property, the official DLD website no longer specifies a minimum property value.
So you don't have to buy a 750,000 AED apartment, let alone a 2 million AED one, just to get this visa.
But UAE visas have this quirk: programs that sound the same can be very different in Dubai, Abu Dhabi, and at the federal level. So I checked the terms not against agency ads, but directly against DLD, GDRFA Dubai, ICP, and the Abu Dhabi Residents Office.
TL;DR
| Option | Term | Key Condition | Official Cost |
|---|---|---|---|
| Dubai Taskeen — Property Owner | 2 yrs | Individual ownership: no minimum price listed; Joint ownership: share must be ≥ 400,000 AED | 10,212.50 AED |
| Dubai Golden Visa — Property | 10 yrs | Property value ≥ 2,000,000 AED | 9,884.75 AED |
| Abu Dhabi Real Estate Owner Visa | 2 yrs | Completed property + income ≥ 10,000 AED/month OR proof of solvency | no total listed on ADRO site |
| Abu Dhabi Golden Visa — Property | 10 yrs | Property value ≥ 2,000,000 AED | depends on application route |
| Virtual Work Residence | 1 yr | Remote employment with a company outside the UAE + income ≥ 3,500 USD/month | fees paid in stages |
| Green Residence — Freelancer/Self-Employed | 5 yrs | MOHRE permit + education + freelance income ≥ 360,000 AED/year for previous 2 years OR proof of financial solvency | federal residence permit fee — 700 AED for 5 yrs, Emirates ID separate |
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1. Two-Year Property Owner Visa in Dubai
This is currently the most interesting option for someone buying a regular home rather than a high-end investment property.
The Dubai Land Department offers the Investor Residence Application (Taskeen) program.
It gives a two-year residency visa to property owners in Dubai.
The key change in the current rules:
- For individual ownership — no minimum property value is listed on the DLD page;
- For joint ownership — the applicant's share must be worth at least 400,000 AED.
So the property visa is no longer just for owners of 750,000 AED+ properties.
How much does it cost
The DLD page lists the total cost:
10,212.50 AED
This covers processing the two-year residency visa through Taskeen. DLD also includes the medical exam as part of the process.
Estimated processing time: 7–10 working days.
What documents are required
DLD's published list:
- Passport;
- Photo;
- Electronic Title Deed;
- Emirates ID, if already held;
- Valid visa or entry permit, if already held;
- Good Conduct Certificate issued in Dubai and addressed to DLD.
This is where an important limitation comes in for buyers of off-plan property.
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Can you get Taskeen with an off-plan property?
The attached video suggests that an Oqood might be enough for an off-plan property owner.
I wouldn't present that as a guaranteed rule to a client.
Why? Because the current DLD document list for Taskeen specifically says electronic Title Deed.
Oqood is used for pre-registration of off-plan transactions, but it's not the same as a final Title Deed.
So here's what's officially confirmed:
For individual owners, there's no minimum price threshold, but the DLD page doesn't confirm that an Oqood alone is sufficient for any off-plan property.
If the purchase is mainly for visa purposes, I'd get written confirmation from DLD or Taskeen about your specific property and title document before signing anything.
That's way safer than finding out after the first payment that the seller and immigration have different ideas of what "qualifies."
Source:
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2. Golden Visa Through Property in Dubai
Once your property hits 2,000,000 AED, you unlock a different tier — the 10-year Golden Visa.
Dubai Land Department states:
- Term — 10 years;
- Minimum property value — 2,000,000 AED;
- Can be one or multiple properties;
- Renewable;
- Holder can sponsor spouse, children, and parents.
How much does the Golden Visa cost via DLD
| Component | Cost |
|---|---|
| Medical exam | 700 AED |
| Emirates ID (10 years) | 1,153 AED |
| Residence permit | 2,856.75 AED |
| Dubai Land Department fee | 4,020 AED |
| Administrative fee | 1,155 AED |
| Total | 9,884.75 AED |
Interesting detail: the 10-year Golden Visa via DLD is actually slightly cheaper than the two-year Taskeen, based on published fees.
Of course, buying another million+ AED worth of property just to save a few hundred dirhams doesn't make sense. But the pricing comparison is still notable.
Source:
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Can you get the Dubai Golden Visa with off-plan property?
Again, I wouldn't promise automatic approval for any off-plan property.
The DLD page lists e-Certificate of Title / Title Deed among the required documents for the Golden Visa.
So saying "any 2M AED off-plan property automatically gets a Golden Visa" is too broad.
For an off-plan purchase, it's better to get confirmation from DLD on that specific transaction.
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3. Abu Dhabi's Off-Plan Rules for Golden Visa Are Much Clearer
Here the rules are notably more specific.
The Abu Dhabi Residents Office explicitly lists a 10-year Golden Visa for real estate investors with property valued at 2,000,000 AED+.
Off-plan rules are described separately.
You need to:
- Buy from an approved developer;
- Provide the contract;
- Prove that at least 2,000,000 AED has already been paid to the developer.
This is an important detail.
If the apartment is worth 2.1M AED but you've only put down 10–20%, that's not the same as having already paid the developer 2M AED.
A marketing banner might make both situations look similar. For visa purposes, they're not.
Source:
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4. Abu Dhabi Also Has a Two-Year Property Owner Visa
The video suggested the two-year property owner visa only exists in Dubai.
That's no longer true.
The Abu Dhabi Residents Office lists a separate Real Estate Owner Visa with a two-year term.
The requirements differ from Dubai's.
The property must:
- Be fully completed;
- Be habitable;
- Be fully owned by the applicant;
- Be supported by a title document.
Also required:
- Monthly income of at least 10,000 AED;
- OR proof of sufficient financial solvency.
Dubai vs Abu Dhabi: Two-Year Property Visa Comparison
| Dubai Taskeen | Abu Dhabi Real Estate Owner Visa | |
|---|---|---|
| Term | 2 years | 2 years |
| Minimum value | no threshold for individual ownership | no specific minimum listed on ADRO page |
| Joint ownership | share ≥ 400,000 AED | full ownership required |
| Completed property requirement | DLD requires Title Deed | explicitly requires completed property |
| Minimum income | not specified separately | ≥ 10,000 AED/month OR proof of solvency |
| Can sponsor family | yes | yes |
| Official visa fee | 10,212.50 AED | no total listed on ADRO page |
Source:
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5. Remote Work and Freelancing — Not the Same Thing
The term "freelance visa" gets thrown around way too loosely online.
In practice, there are at least two distinct options:
- Virtual Work Residence — for someone working remotely for a company outside the UAE;
- Green Residence for freelancers/self-employed — for independent professionals.
The conditions are different.
Comparison
| Virtual Work | Green Residence — Freelancer/Self-Employed | |
|---|---|---|
| Term | 1 year | 5 years |
| Who it's for | remote employee of a non-UAE company | freelancer or self-employed professional |
| Income | ≥ 3,500 USD/month | self-employment income for the previous 2 years ≥ 360,000 AED/year OR proof of financial solvency |
| Education | not separately required on GDRFA page | bachelor's degree, specialized diploma, or equivalent |
| MOHRE permit | not required for Virtual Work | freelance/self-employment permit required |
| Family | can sponsor for the duration of your visa | can sponsor relatives under standard rules |
So the 3,500 USD/month figure applies to the Virtual Work Residence, not the Green Visa for freelancers.
If you're a developer, designer, or analyst working remotely for a foreign company and just living in Dubai, that's the one to look at first.
Source:
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6. How Much Does the Virtual Work Residence Cost?
There's no single neat "all-in" number here.
GDRFA publishes fees by stage.
Entry Visa
- Base fee — 200 AED;
- VAT — 5%;
- If applying from within the UAE, additional fees may apply:
- Knowledge Dirham — 10 AED;
- Innovation Dirham — 10 AED;
- inside-country fee — 500 AED.
Base entry visa comes to 210 AED including VAT.
If you're already in the UAE and a change of status applies, additional government fees increase the total.
Residence Permit
For the residence permit itself, GDRFA lists:
- Residence permit fee — 200 AED;
- Knowledge Dirham — 10 AED;
- Innovation Dirham — 10 AED;
- Inside-country fee (if applicable) — 500 AED;
- Delivery — 20 AED.
Separately, you need:
- Medical exam;
- Insurance;
- Emirates ID.
So the full cost is:
entry permit + residence permit + Emirates ID + medical + insurance + possible change of status fee.
That's why agency quotes can vary significantly even for the exact same visa.
Sources:
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7. Green Residence for Freelancers
The Green Residence lasts 5 years, but the requirements are considerably higher.
ICP states:
- Freelance work permit or self-employment permit from MOHRE;
- Bachelor's degree, specialized diploma, or equivalent;
- Proof of stable income;
- Freelance/self-employment income for the previous two years ≥ 360,000 AED/year;
- OR proof of financial solvency for the entire stay.
360,000 AED/year averages to 30,000 AED/month.
So this isn't a "freelance visa for anyone just starting to take small online gigs."
Government Fee
ICP's federal fee schedule:
- Application fee — 100 AED;
- Issuance — 100 AED per year;
- Smart Service Fee — 100 AED.
For five years:
100 + 500 + 100 = 700 AED
That's only the federal fee for the residence permit itself.
Emirates ID is paid separately.
Also may be required:
- Medical fitness;
- Insurance;
- MOHRE permit;
- Entry permit;
- Change of status.
Source:
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8. What About Setting Up a Company?
Residency can also be obtained through your own business.
But I wouldn't choose a company just as a visa shell without running all the numbers.
A company comes with:
- License;
- License renewal;
- Registration fees;
- Office or flexi-desk costs (maybe);
- Visa quotas;
- Bank account;
- Accounting and corporate obligations.
If you actually need the business, it's a valid route.
If you just want residency, property, Virtual Work, or Green Residence could be simpler.
First figure out why you need residency, then pick the legal structure.
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9. Visas for Spouses, Children, and Parents
Taskeen property visa holders can sponsor family members.
Dubai Land Department publishes separate rates.
Family Sponsorship Under Two-Year Taskeen
| Who | Term | Cost |
|---|---|---|
| Wife | 2 yrs | 7,382.25 AED |
| Husband | 2 yrs | 7,382.25 AED |
| Child under 18 | 2 yrs | 6,482.25 AED |
| Daughter over 18 | 2 yrs | 7,182.25 AED |
| Son over 18 | 1 yr | 7,182.25 AED |
| Parent | 1 yr | 8,882.25 AED |
| Opening sponsorship file for parents | — | 318.75 AED |
These are DLD Taskeen rates, not universal UAE family visa costs.
Relationship documents like attested marriage and birth certificates are required.
Source:
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Family Under Golden Visa
DLD lists different rates for Golden Visa family sponsorship.
- Family member residence permit (10 years) — 5,774.50 AED;
- Sponsorship file — 318.75 AED;
- Additional 100 AED per sponsored person;
- Parent residence permit (10 years) — 5,774.50 AED.
Paradoxically, the 10-year family Golden Visa can be cheaper than the two-year Taskeen family visa, based on DLD rates.
But for the Golden Visa, you first need property worth 2M AED+.
Source:
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10. Regular Residents Can Also Sponsor Family
Property isn't required for family sponsorship.
Federal rules allow a foreign resident to sponsor:
- Spouse;
- Unmarried daughters;
- Sons under 25;
- Children with special needs, regardless of age.
For standard family sponsorship, ICP states financial requirements:
- 3,000 AED/month + employer-provided housing;
- OR 4,000 AED/month if housing isn't provided.
The family visa term cannot exceed the sponsor's own visa term.
So a one-year Virtual Work Residence doesn't automatically get your family a five- or ten-year residency.
Source:
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11. What Was Confirmed From the Video
I cross-checked the points from the attached transcript.
Confirmed
Dubai does have a two-year property owner visa, and for individually owned property, DLD doesn't specify a minimum value.
For joint ownership, the applicant's share must be worth at least 400,000 AED.
Not confirmed by the official DLD page
The claim that any off-plan property with Oqood automatically qualifies for Taskeen.
The DLD page lists electronic Title Deed in the document requirements, so off-plan buyers should get confirmation in advance.
No longer matches current official data
The claim that the two-year property owner visa exists only in Dubai.
Abu Dhabi now has a similar program, though with different conditions.
Commonly confused
The 3,500 USD/month income figure applies to the Virtual Work Residence, not the five-year Green Residence for freelancers/self-employed.
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12. What I'd Choose in Different Situations
If I had a completed Dubai property under 2M AED, I'd look at Taskeen first.
If the property is 2M AED+, it's worth comparing the Golden Visa — ten years is way more convenient than renewing every two.
If the property is off-plan, I wouldn't base my visa plan just on the agent's word. For Dubai, get confirmation from DLD on your specific title document. Abu Dhabi's Golden Visa rules for off-plan are much clearer.
If I'm working remotely for a foreign company and earning 3,500 USD+, the logical choice is the Virtual Work Residence.
If I'm genuinely self-employed, have the income, and have the MOHRE permit, then the Green Residence is worth considering.
If I need a company for business, then the company route makes sense.
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The Bottom Line
The most interesting news for a smaller investor in Dubai right now is simple:
For individually owned property, the Dubai Land Department doesn't specify a minimum value for the two-year Taskeen Residence.
But if the property is off-plan, I wouldn't assume the visa is guaranteed just because you have an Oqood.
For that kind of purchase, the most important thing is to check what document immigration will actually accept, not what's in the marketing brochure.
In Dubai property, that's a good rule in general: documents first, rooftop pool renderings second.
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Official Sources
Dubai Land Department — Investor Residence Application (Taskeen) 1
Dubai Land Department — Golden Visa Application, Investor 2
Abu Dhabi Residents Office — Real Estate Owner Visa 4
Abu Dhabi Residents Office — Golden Visa for Real Estate Investors 3
ICP — UAE Green Residency 7
GDRFA Dubai — Virtual Work Visa 5
GDRFA Dubai — Virtual Work Residence Permit 6
GDRFA Dubai — Green Residence, Self-employment 9
Terms and government fees were verified on August 11, 2026. Before purchasing property or submitting an application, it's a good idea to check the official service page again. For off-plan purchases where the visa is a key part of the decision, get confirmation from DLD, ICP, or the relevant emirate authority in advance.
Vlad Muravyev
Real estate market analyst
Specializes in UAE property investment, international education, and visa support. Helps clients from Russia, the CIS, Africa, and China find the right solutions.



